Down Payment Assistance Programs in your Area

The City of Tampa offers down payment assistance loans to income-eligible home buyers of property within the City limits of Tampa.

The East Tampa CRA offers down payment assistance forgivable loans to eligible homebuyers who would like to purchase a
home within the East Tampa CRA footprint/boundary

Qualifying homebuyers can receive an interest-free loan of up to $35,000 dollars to cover the down payment for their first home.

 Low-interest second and/or a third mortgage using the appropriate source of funds to bring your out of pocket costs to an affordable level.

Program participation is limited to one time only per family. A maximum 30-year fixed-interest mortgage is available for persons who qualify. You will also be required to obtain a first mortgage from an approved participating lender.

Homeownership assistance program up to $28,000 in forgivable loan funding

The City's First Time Homebuyer program provides zero percent (0%) deferred loans to first-time homebuyers purchasing a property in the City of Miami if they qualify based on their income category.

The Housing Finance Division offers Home Buyer Purchase Assistance to qualified home buyers. Assistance is in the form of a deferred payment second mortgage at 0% interest, 15-year term. Funds are available on a first-come, first qualified, first served basis. 

Palm Beach County Department of Housing and Economic Development offer when funds are available of funding under the State Housing Initiatives Partnership (SHIP) Purchas​e Assistance Program. Funding will provide up to $100,000 to assist income eligible applicants/households to acquire their first home (including acquisition, acquisition/rehabilitation, new construction, downpayment and closing costs) that will be used as their principal place of residence. 

The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce.

This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest rate and additional special benefits to those who have served and continue to serve their country.

The First-time Homebuyer Product (FHP) provides up to $12,500 in funds for the down payments and closing costs of first-time homebuyers.